Acceptance of these terms
By using this website, you agree to these Terms of Use. If you do not agree, do not use the website. Separate service, subscription, implementation, licensing, or data-processing terms may apply before a paid plan is activated.
Website purpose
This website provides general information about Life and Health Agent Sites, including Agent Websites, Portal App & Alerts, and Complete Agent OS plan options. Content is provided for general business and marketing information and may be updated without notice.
Pricing and plan information
Displayed prices are monthly plan prices for Agent Site Only ($39.99), Website + Portal App ($69.99), and Complete Agent OS ($99.99). Final configuration, eligibility, implementation details, third-party services, taxes, and any additional terms are confirmed during the request and activation process. Features may vary by plan, permissions, configuration, market, carrier, jurisdiction, and technical availability.
No insurance or professional advice
Life and Health Agent Sites is a technology provider. The website and platform descriptions do not constitute insurance, legal, tax, compliance, or financial advice. Agents and agencies remain responsible for licensing, appointments, certifications, advertising review, carrier requirements, disclosures, recordkeeping, and compliance with applicable laws and regulations.
HCSM notice
Health care sharing ministries are not insurance. Membership, eligibility, and sharing are subject to the ministry's guidelines, limitations, and required disclosures. Users are responsible for presenting HCSM information accurately and in compliance with applicable requirements.
Acceptable use
You may not use this website to interfere with its operation, attempt unauthorized access, introduce malicious code, scrape or copy protected content at scale, misrepresent affiliation, or violate applicable law. You may not use product screenshots or materials to falsely represent a live account, credential, endorsement, or regulatory approval.
Intellectual property
Site design, text, logos, graphics, product names, screenshots, and other materials are owned by or used with permission by their respective owners. No rights are granted except the limited right to view and use the website for its intended purpose.
External links
The website links to an Agent Website Request page on insmarketingsystems.com. External sites are operated under their own terms, privacy practices, and security controls. Life and Health Agent Sites is not responsible for third-party content or services except as expressly stated in a separate agreement.
Disclaimers and limitation of liability
The website is provided on an “as available” basis. To the extent permitted by law, no warranty is made that content will be error-free, uninterrupted, or suitable for every business or jurisdiction. Liability for indirect, incidental, special, consequential, or punitive damages is disclaimed to the extent permitted by law. Any service-specific remedies are governed by the applicable written service agreement.
Changes
These terms may be updated by posting a revised version on this page. Continued use after an update means you accept the revised terms.
Contact
Questions about these terms may be sent to info@lifeandhealthagentsites.com or directed by phone to 555-555-5555.